Any CHARGEBACKS / DISPUTES to credit cards without communicating with us first will be treated as Fraudulent. All details, including original order form, Terms and Conditions, username, IP addresses and access logs bearing members IP addresses and or e-mail addresses, order numbers, usernames, passwords and all email communication will be forwarded to the issuing Credit Card Company (Fraud Division) as well, all Credit Reference Agencies which will probably result in a query into members credit card payment habits. Credit Card Fraud is a serious crime and will not be tolerated.